Data Updated On July 27, 2024 from Bank Website.

Bank of Baroda(BOB) SELECT Credit Card

Discover how it fits your lifestyle

Welcome Benefit

  • Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

Shopping Fun

  • Thrill yourself with 5X Rewards i.e. 5 Rewards Points per ₹100 spent on online spends.and revel with attractive deals & discount across leading brands.

Dining Experiences

  • It's a foodie fiesta as you delight yourself with mouth watering culinary offers,and earn 5x rewards i.e 5 rewards points per ₹100 spents on your dining spends.

Additional Benefits of SELECT

Fee Waiver

  • Spend 27,500 in first 60 days and get joining fee reversed***
  • Spend 270,000 in every card anniversary year and get your annual fee reversed***.

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and 25,000 (Max. ₹250 per statement cycle).
  • Note: No Reward Points are earned on fuel transactions.

Core Reward Points

  • 1 Reward Point per 100 spent on all other categories*.

Redeem reward points for cashback

  • Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.20

Smart EMI option

  • Convert purchase of > 22,500/- on your card into Smart EMIs of 6 to 36 months.

Free Add-on card

  • Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)

In-built insurance cover

  • Get free Personal Accidental Death Cover to ensure financial protection of your family (Air: ₹15 Lakhs, Non-Air: ₹25 Lakhs).s

Zero Liability on lost card

  • Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Contactless Safe Payments

  • Your card is enabled with a wireless chip technology for secure & faster payments in contactless mode.

*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and Fuel.Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions.

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

***First year fee reversal will reflect in the 4th bill statement from the card issuance month, provided no dues. First year fee reversal and annual fee reversal is applicable only to non-delinquent credit cardholders.

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1. Eligibility Criteria

  • Indian Resident
  • Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)If a Non-BOB Customer:
  • Salaried/Self-employed with an income >₹4.8 Lakhs p.a.

2. Mandatory Proof

  • Recent Passport size photograph (with clear / white background & without dark / tinted glass)
  • PAN Card

3. Permanent Address Proof

  • Aadhaar Card (both side)
  • Voter ID Card issued by election commission of India
  • Passport
  • Driving Licence
  • Job Card issued by NREGA duly signed by an officer of the State Government
  • Letter issued by the National Population Register containing details of the name & address.

4. Income Proof

  • Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips, if submitted, to be accompanied with bank statement as specified above.
  • Self-Employed: Bank Statement (pdf file format) reflecting business transactions for last 3 months.

Apply Now
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